Write a concise, policy-focused piece that uses the $750K Denise Bouldin settlement as a pivot to examine SPD accountability. Compare this settlement to relevant precedents and identify concrete policy reforms (bias training, independent oversight, early intervention, transparent metrics) that could mitigate discrimination and improve culture. Explore how these reforms would be implemented, funded, and monitored, including specific metrics and timelines. Include voices from affected communities, SPD members, and city officials to provide balance, and conclude with practical takeaways for readers on what real change could look like. Ensure transparency about the legal context and avoid sensationalism.